Retirement Plan

All employees meeting minimum eligibility requirements can participate in our retirement plan.
• Your pre-tax contributions
All newly hired eligible employees are automatically enrolled. You may change your contribution from zero up to the limits set forth by the IRS. Your pre-tax contributions are made through payroll deduction each pay period.
• Employers match
The employers match is available to those employees who complete one year of service. CFCS will make a 3% contribution. An additional contribution of up to 2% will be made to match employee contributions.
• Employers contribution vesting
Your own contributions are always 100% vested. The full vestment of CFCS's contributions will occur after three years of employment.